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Cookie Policy

Last Updated: March 2025

Here's the thing about modern websites — they remember you. That's not surveillance, it's actually helpful. When you visit quorivaxelo.com, we use small text files called cookies to make your experience smoother and more personalized.

This policy explains what we track, why we track it, and how you can control what happens with your data. No hidden surprises.

What Are Cookies Anyway?

Cookies are tiny files that sit on your device when you browse our site. They help us recognize you when you return, remember your preferences, and understand how people use our platform.

Some cookies disappear when you close your browser (session cookies). Others stick around for a while to remember things like your login details or language preferences (persistent cookies).

Think of them as digital sticky notes that help our site work better for you.

The Types We Use

Essential Necessary Cookies

These keep the site functioning. Without them, basic features like secure login or remembering what's in your session simply won't work. You can't really opt out of these if you want to use the site properly.

Functional Preference Cookies

These remember your choices — things like preferred language, display settings, or which guides you've already viewed. They make repeat visits feel familiar instead of starting from scratch each time.

Analytics Performance Cookies

We track how visitors interact with our site so we can improve it. Which pages get the most attention? Where do people get stuck? This data helps us make smarter decisions about what content actually matters to you.

Marketing Targeting Cookies

These help us show you relevant content and measure how effective our outreach is. If you've visited our ratio analysis guide, we might show you related financial planning resources. It's about relevance, not bombardment.

How We Actually Use This Information

Let me break down the practical side of this:

Keeping You Logged In

When you sign into your quorivaxelo account, cookies remember who you are as you move between pages. Without them, you'd need to log in every single time you clicked a new link. Not exactly convenient.

Understanding User Behavior

We watch patterns across our platform — which tools get used most, where people spend time, what content actually helps them understand financial ratios better. This isn't about tracking individuals, it's about spotting trends that guide our development priorities.

Personalizing Your Experience

If you frequently access liquidity ratio calculators, we might surface similar tools more prominently for you. Your browsing history helps us tailor the interface to match what you actually care about.

Measuring What Works

When we roll out new features or content, cookies help us see if people find them useful. Are they engaging with the new debt-to-equity explainer? Or does it need reworking? The data tells us.

How Long We Keep This Data

Different cookies have different lifespans based on their purpose:

  • Session cookies vanish when you close your browser
  • Preference cookies might last several months to a year
  • Analytics data gets aggregated and anonymized after 90 days
  • Marketing cookies typically expire after 30 days

We're not hoarding information indefinitely. Once data serves its purpose, it's either deleted or stripped of personally identifiable details.

Taking Control of Your Cookies

You're not powerless here. Every major browser gives you tools to manage cookies, and you should use them if you're uncomfortable with tracking.

Here's how to adjust settings in popular browsers:

  • Chrome: Go to Settings → Privacy and Security → Cookies and other site data. You can block all cookies, block third-party cookies, or clear existing ones.
  • Firefox: Open Settings → Privacy & Security. Choose between Standard, Strict, or Custom tracking protection.
  • Safari: Navigate to Preferences → Privacy. You can block all cookies or just cross-site tracking.
  • Edge: Head to Settings → Cookies and site permissions. Manage or block cookies as needed.

Keep in mind that blocking essential cookies will probably break parts of our site. You might not be able to log in, save preferences, or access certain features. It's your choice, but there's a tradeoff.

Third-Party Cookies

Sometimes we work with external services that set their own cookies. Analytics platforms, payment processors, embedded content — these partners have their own privacy policies you should review if you're concerned.

We're selective about who we work with, but we can't control their practices once you leave our quorivaxelo. Do your homework if this matters to you.

Changes to This Policy

Technology evolves. Regulations change. We might update this policy occasionally to reflect new practices or legal requirements. When we do, we'll update the date at the top of this page.

Significant changes will get highlighted in a notice on our site. But honestly, you should check back here periodically anyway — especially if privacy is a priority for you.

Questions or Concerns?

If something in this policy doesn't make sense, or you have specific concerns about how we handle your data, reach out. We're real people who can have actual conversations about this stuff.

Email: help@quorivaxelo.com
Phone: +61455271712
Mail: Newstead Bowling Club, 47 Hill Street, Orange NSW 2800, Australia
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Building financial literacy through clear, practical ratio analysis education. We help professionals make sense of numbers that drive business decisions.

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Newstead Bowling Club, 47 Hill Street, Orange NSW 2800, Australia
+61 455 271 712
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